The problem is further upstream. Capitalism is nice in theory, but...

"The trouble with capitalism is capitalists; they're too damn greedy." - Herbert Hoover, U.S. President, 1929-1933

And the past half-century has seen both enormous reductions in the regulations enacted in Hoover's era (when out-of-control financial markets and capitalism resulted in the https://en.wikipedia.org/wiki/Great_Depression), and the growth of a class of grimly narcissistic/sociopathic techno-billionaires - who control way too many resources, and seem to share some techno-dystopian fever dream that the first one of them to grasp the https://en.wikipedia.org/wiki/Artificial_general_intelligenc... trophy will somehow become the God-Emperor of Earth.