> maybe $250/month (...) which you can then use to go and earn 100x that.

25k/month? Most people will never come close to earn that much. Most developers in the third world don't make that in a full year, but are affected by raises in PC parts' prices.

I agree with the general principle of having savings for emergencies. For a Software Engineer, that should probably include buying a good enough computer for them, in case they need a new one. But the figures themselves seem skewed towards the reality of very well-paid SV engineers.