That’s kind of the point, a mom and pop restaurant or a McDonald’s franchise owner doesn’t have the luxury of burning $10 for every $1 in revenue for years and being backed by VC funding.
Oh and the average franchise owner is not getting rich. They are making $100K a year to $150K a year depending on how many franchises they own.
Also tech companies can afford to pay a tech worker more money because you don’t have to increase the number of workers when you get more customers.
YC is not going to give the aspiring fast food owner $250K to start their business like they are going to give “pets.ai - AI for dog walkers”
In that case they probably shouldn't be running a McDonald's. They aren't owed that and they shouldn't depend on their workers getting government support just so the owners can "earn" their own living wage.