They can support passtrough for bluetooth and NFC. It is not something they need to invent themself.

I cant emphasize enought how this feature is of most importance for my daily life. At 48, I am using either the bicycle or public transport for my daily commute (for 30+ years!). I can workaround it by buying a NFC card each month but very typically it is not available without considerate walk time. Not to mention banking app, but I have covered it by reversing and patching it. How many users will do that?

It is not my fault, that the world is as it is. But not supporting real life scenarios is certainly Jollas fault.