I think that might be worse than just having the high price. Such a kafka-esque systems just to get medicine.
It's the efficiency of capitalism at work.
It's more efficient to allocate capital to systems and processes that delay or stop you claiming on your insurance than it is to actually pay out a genuine claim.
Absolutely. I'd prefer to go to the pharmacy and just pay my $20 and go.
Probably not just medicine. I heard that prices in US shops are different than final price at the counter.
The best thing about universal healthcare isn't how much money I may or may not have to pay, it's that I literally don't once have to think about a bill or filling out a form to avoid paying too much.
I wouldn't care if I ended up paying more in tax than I would in an insurance model. The benefit is being able to 100% focus on my health instead of navigating a system to try to reduce what I'm paying.
When you're diagnosed with an illness, that's a huge peace of mind.