I used to follow a few personal finance and FIRE subs. Pretty much all of them had surprising number of creative writing exercises too:

"I just inherited $10 million from a dead relative I never knew, what should I do?"

Or:

"I sold my online business for $37 million, is this enough to retire on?"

These daydreamers always create fresh throwaway accounts and usually never come back to answer clarifying questions. If they do, their answers are vague and unhelpful.

Why use the “creative writing exercise” euphemism that obscures the dishonesty? Call them liars, fakes, frauds, or whatever.