> schizophrenic sister that is named Carol.

Name matches will happen regardless of the name chosen for a fictional person. "named Carol" specifically vs other names is an irrelevance. You put too much on it.

> Totally NOT made up.

Once more for the hard of reading, I refer you to what I said earlier, "We don't know the truth of this at all."

> but I have this very exciting business idea – you can make billions,

It looks to me like you want to rant people you have invented, who hold positions that I do not. I'm sorry that you can't parse nuance, but I think I'll keep the sceptical lack of faith in your position that I used earlier.