alt Hacker NewsThe decentralized nature of banks makes it hard to offer a good payment experience to consumers and businesses.
Replies
KellyCriterion • today at 11:18 AM
SEPA is among the most stable & robust payment areas globally with a lot of interesting features which a lot of other regions are jealous about :-) And there are additional layers built on top, so at least we have N=1, while I have to admit that convenience could & should be improved
walthamstow • today at 8:18 AM
Inside the same country, really? We have the aptly-named Faster Payments in the UK and it's instant. The company I work for is virtually built upon it.
https://en.wikipedia.org/wiki/Faster_Payment_System_%28Unite...
Only in America. The rest of the world figured it out.