The only real world problem is probably solved by low chain fees where I can hold usdc or gold coins and then pay or recieve payments without too much hassle
But that again, is such a low niche and something that includes exchanges fees too
Recently I wanted to get a domain name on black friday so I went to namecheap and paid them 10 $ in crypto, I had to pay 80 cents to an exchange to convert my usdc polygon to btc to then + some btc fees because namecheap just accepted that
I am a teenager so technically buying this domain pseudo-anonymously (yes I know I can do things with monero too so thus anonymously too) is the only real use case
I think stablecoins have potential to atleast remove this stripe/paypal/visa/mastercard etc.'s monopoly and allow cheap payments
Honestly I wish UPI from India or Pix from brazil were implemented at a global scale, they are so good.
My thoughts are nuanced but since I am a teen and yes I have a bank account but it cant be operated fully until I turn 18 by me, its all just complicated and crypto kinda solves some aspect of it
But this whole field is niche too and most people who build on these primitives basically build gambling as the author said
Here are my thoughts on crypto that one time I was on HackerNews on a similar thread and wanted to give a proper space to my thoguhts: https://justforhn.mataroa.blog/blog/most-crypto-is-doomed-to...