But honestly, they are more likely to NOT be experts in the business of the client. They are experts on tech, their own business and aesthetic.

People come to hairdressers with own ideas about how their hair should look like and reject hairdressers advice. In fact, hairdressers are not even trying to give you advice unless you explicitly ask for it. They sometimes makes mild suggestions and offers, but that is it.

Frankly, financial advisors are more likely to give advice designed to max out their bonuses rather then one good for you. You probably should firmly reject that financial product or flat tire insurance.