Thanks for sharing the DR link — hadn't listened to him in many years, but he definitely helped me start my debt-free journey (although his long-term investment opinions aren't aligned with my own planning / re$ult$). I am not religious I just started listening.
>"If you're 25 or 26 years old right now YOU ARE GETTING SCREWED RIGHT NOW (by large banks) like has never happened ever before... record debt debt debt" —Dave Ramsey [0]
I am definitely doing "better than I deserve."
[0] He actually says this at 6m in above-comment's link