The loans backed by congestion pricing revenue weren't taken out until this year https://www.bloomberg.com/news/articles/2025-05-07/ny-mta-ge...
That money you're talking about was money that was already spent to implement congestion pricing
One specific loan was taken out this year. (And planning tends to preceed the actual loans.)
One specific loan was taken out this year. (And planning tends to preceed the actual loans.)