I work remotely, my gym is downstairs as well as a convenience store with some fresh (overpriced) items, a bar and an (overpriced) restaurant.

My barber and grocery store is a $9 Uber Ride each way. So I could get away with a car easily where I live now. My wife and I have been down to one car since Covid.

But when I was in the burbs if metro Atlanta where everything wasn’t so close, it would have been over $100 easy going from one side to the other or basically anywhere besides the grocery store.

My car insurance is only $176 a month for my wife and I. It doesn’t make sense not to have a car, even if you include the minor maintenance on a car that would be hardly ever driven. Even at a theoretical $400 car payment + $176 in insurance, it still easy to come out ahead.