> The "smarter"/ more unnecessarily complex the vehicle, the easier it becomes to enact planned obsolescence forcing you to forever buy a new vehicle every 5-7 years, if not more frequent.
This makes it harder not easier!. Cars can only see for $50-100k because they last for many years. When the person who wouldn't caught dead in a car more than 3 years old trades in for a new one it gets sold. If the car only lasted 5-7 years that used car buyer would factor that in and be unwilling to pay nearly as much - they would have no choice because banks won't give you a 6 year loan on a car that only has 2-4 years left.
Planned obsolesce exists, but they are thinking of 12-20 year old cars need to go. Any car that makes it to 25 though is a collectors item and they want you to show it off at car shows (preferably not a daily driver though) so people think you can make cars that go that long.
The bank loans are a fair point; insurance likely wouldn't insure them either. The CyberTruck, as a notable example.
I will say it _can_ be difficult to keep up though, you don't necessarily find out a particular model is a lemon until it's too late, so it can take some years for everyone to learn and adjust. I mean a buddy of mine only found out in 2024 that his 2016 Explorer had a common/ known engine flaw (the water pump frequently goes bad and requires an engine rebuild). And so how do you reconcile that against for example some of Ford's other accomplishments? I mean, there's loads of F150s that have lasted forever (or at least used to).
In theory banks/ insurers would have enough data today to be able to map the general trend; so I don't think you're wrong, but at the same time I will counter that we may not yet be fully experiencing the effects of any obsolescence being implemented today.
I guess my larger/ real point is that I just foresee this industry heading the same way as phones, and many computers.