> You'd think so. Yet, the stories of PayPal locking up payouts to surprised people keep coming every year - and people still use them.
At least in Europe, PayPal is a regulated bank which means you can hand the case over to the authorities and they can and will help you out.
They aren’t regulated as a bank in the US, where they have a much lighter-touch type of licensing.
Do the bank regulators in Europe typically help effectively when PayPal freezes an account?