alt Hacker NewsThe "gift card" in general is an anachronism whose time has passed. They have got to go. If companies are going to consider use of gift cards as red flags (as they often are, due to their being key components in money laundering and scams), then society should just abandon them. They are worse in every way than a prepaid credit cards, and in most cases where you want to give someone a gift card, you should probably just give them cash.
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You can give your postal carrier a gift card but they're not allowed to accept cash or a prepaid card. https://about.usps.com/postal-bulletin/2012/pb22349/html/cov...
> you should probably just give them cash
I really wish this was more acceptable. Even I have this block in giving just plain cash as a gift.
It's company scrip for Boomers.
The only “use cases” I’ve seen are discount or niche. For example, Target and Bass Pro Shops/Cabelas in the US both offered some kind of 5 or 10 percent back/discount around Black Friday on gift cards. Niche would fall into, generally, some small enough business that these messes aren’t likely to happen, where the point of the gift is specifically later-consumption, like a local coffee place that you know someone loves, or say a specialty herbs and spices place for a cook (where you wouldn’t know exactly what they want from there, but that they WOULD be delighted to get something from the place).
Otherwise? Yeah. Gift / prepaid credit cards are a horrible scam, because they tend to have a percentage or, worse, flat fee to activate. $4 extra on a $50 card as a gift means you just paid 8 percent just to GET the card.