In practice most monoliths turned into "microservices" are just monoliths in disguise. They still have most of the failure modes of the original monolith, but now with all the complexity and considerable challenges of distributed computing layered on top.

Microservices as a goal is mostly touted by people who don't know what the heck they're doing - the kind of people who tend to mistakenly believe blind adherence to one philosophy or the other will help them turn their shoddy work into something passable.

Engineer something that makes sense. If, once you're done, whatever you've built fits the description of "monolith" or "microservices", that's fine.

However if you're just following some cult hoping it works out for your particular use-case, it's time to reevaluate whether you've chosen the right profession.