Each store has its own Openfront setup, with its own database, checkout, and payment (Stripe & Paypal) account. The marketplace just connects to the store’s API in real time, fetching products, adding items to the cart, and handing off to checkout. When a customer pays, the funds go directly to the store’s Stripe account.
There’s no central database or shared backend. The marketplace is simply a discovery layer that sits on top of fully independent stores.
If I have 5 items in my marketplace basket that means my payment details need to go from the marketplace to five separate stores and then on to Stripe, and that means Stripe is going to see five transactions at about the same time using my card details. They'll flag that as fraud and decline them.