We run linux machines with hundreds of user accounts, it's safe. Why would you make any important files world-writable?
Well, let's say you weren't on a machine with hundreds of users. Let's say you were on your own machine (either as a solo dev, or on a personal - that is, non server - machine at work).
Now, does that machine have any important files that are world-writable? How sure are you? Probably less sure than for that machine with hundreds of users...
That's the wrong question to ask.
The right question is whether I have made any important files world-writable.
And the answer is “I don't know.”
So, containers.
And I run it with a special user id.