If your tooling gains attention, will you take seed money from rich VCs?
When the product succeeds and you get offers to exit, would you sell to the uber-wealthy? They will exploit your user's data and collect the gains.
Those are the questions you should be honestly asking yourself when considering your own ethics. What's your price?
Im not owning the product. I’m getting a wage (and some stocks, so I guess I own .0000001% of it or so).