At federal minimum wage, you make 15k a year. NASDAQ 100 is on average 14.6% per year. It only takes 100k to passively earn more than the vast majority of labor.

We have arrived to the point where capital is vastly more important and productive than labor. AI has only make that worse. Historically, there has been a balance because it was Capital and labor that were required to generate outsized returns. But once you strip out incremental cost with software, and tack on an AI "service" layer, where are the need for employees?

The one saving grace, is that this will also break the VC model. When one youtuber who has 100k subs can spin out 20 different apps a year, we fragment the app space, allowing alot of micro businesses to form around "brands". But "brands" will just be social media influencers.