I think the statistics definitively prove you wrong that wearing seatbelts doesn't matter. Same goes for there being non-zero risk with skipping all permission checks in Claude Code.
People aren't saying "I'm never using Claude Code again" just like they aren't saying "I'm never driving again". That's not what the post or most of the discussion is about.
Leave CC permission checks on or run in a sandbox. At a minimum, understand there are risks even if you haven't personally encountered them. See https://en.wikipedia.org/wiki/Faulty_generalization