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citrin_rulast Thursday at 3:33 PM2 repliesview on HN

How it's zero traceability if Apple can see: 1. credit card used to by a gift card 2. who exactly redeemed a gift card.

It can be traced, the problem that they block accounts (probably using on FP prone algorithm) even if a gift card was not purchased using a stolen credit card.


Replies

kube-systemlast Thursday at 4:24 PM

1. Apple can't see the credit card of anyone who bought a gift card from any third-party retailer

2. The normal use case for a gift card is that it is transferred to a person different than the original purchaser. Launderers also do this.

eductionlast Thursday at 3:52 PM

Apple only sees the credit card if you buy from them, if you buy from a retailer they don’t get that info.

To be clear, this is their problem, not the customers.

Still, I’m curious what the scammer did in this case. If a retail worker just stole the card number it would merely be used up, not flagged as fraud. Maybe someone in the supply chain obtained the number and reported it lost/stolen? And used that to obtain a new card no one would complain about once it was used? Vs the original number which would result in a customer complaint. Idk.