I have a strong desire not to self host the “live” copy of anything. If my server goes down, I don’t want to have to drop everything and fix it (e.x. if I’m on vacation, I don’t want to have to take a laptop incase I need to fix any server troubles - I go on vacation not to be on call!).

That said, keeping a backup of everything, decoupled from any account I don’t control, gives me huge peace of mind.