alt Hacker News> These actually are the most important features.
You keep saying that but you have provided virtually no evidence in support of this. This is why I called your claim philosophical. You are asserting this as fact and arguing from that standpoint rather than considering what is the best based on actual requirements and trade offs.
> Example: transaction references not related to the actual subject of the transaction (ie. what is being paid for) is enabler for MITM scam schemes.
I don’t see how this is true. If anything transaction references based on the actual subject would make scamming slightly easier because a scammer can glean information from the reference.
I’m going to stop here, though. I don’t see that this is going to converge on any shared agreement.
Take care. And if you celebrate the holidays, happy holidays, too.
> I don’t see how this is true.
There is a Bitcoin seller B, a thieve T and a victim V.
T proposes to buy Bitcoin from B. T offers a new iPhone for a very low price to unsuspecting V. V agrees to buy it. B gives T account details and transaction reference so that T can transfer money to B's account. T gives these details to V. V transfers the money. B transfers Bitcoin to T. T disappears.
If only transaction reference contained information that the transfer is about buying Bitcoin, V would have never paid the money.
The scheme was quite common in UK because banks did not like Bitcoin so Bitcoin sellers and buyers avoided referencing it in bank transfers.