> you'll never have kids
Which is also OK. It's financially smart to realize you don't have the resources and not have kids.
If {some subset of the government, rich people, people who control the economy} want more people to have kids, which is something I keep hearing from that class of people: They need to collectively figure out how to put more money into the pockets of people. Higher salaries, drastic tax cuts, cheaper housing, more people will be financially ready and more kids will happen as a result. Also, work hours need to be standardized at 4 hours/day per person OR costs of living need to be designed that 1 parental income is enough.
I think those people realize this, but it's a bit like global warming. They like their lifestyles.
> Which is also OK. It's financially smart to realize you don't have the resources and not have kids.
It's sad to see people so deep in the consumerist rat race that giving life is seen as a cell in their life's financial excel sheet.
Weirdly enough people who actually don't have money are the one having the most kids. And people who lived pretty much from 300k years ago until the ~1950s had it worse than you yet they had more kids. People making 1m a year have less kids than people working in fucking coal mines 100 years ago.
We don't have less kids because we're poorer than 50 years ago, we have less kids because we drunk way too much capitalist kool aid and put traveling, buying shit, careers, money in front of everything else on our list of priorities: https://www.wsj.com/articles/americans-pull-back-from-values...
i agree with most of your points, especially the reduction of work hours, but cost is not the issue that keeps people from having kids. it's actually the reverse. the more money people have, the less likely they have kids.
the problem is lifestyle and career demands.