I'm using it for my own stuff and I'm definitely not dropping however much it costs for the Claude Max plans.
That's why I usually use Claude for planning, feed the issues to beads or a markdown file and then have Codex or Crush+GLM implement them.
For exploratory stuff I'm "pair-programming" with Claude.
At work we have all the toys, but I'm not putting my own code through them =)
it's beyond me, why do you need Max plans? I use Opus/Sonnet/Gemini,GPT 5.2 every day in cursor and I'm not paying Claude Max.