Credentials should only be provided at the application root, which is going to be a different root for a test harness.
Mockito shouldn't change whether or not this is possible; the code shouldn't have the prod creds (or any external resource references) hard coded in the compiled bytecode.
I totally agree, I’m being tongue in cheek, but given how poor some codebases can be, the more precautions the better ie compilation failures on non-mocked functions.