Personally I think AI is going to turn software into a cottage industry, it will make custom software something the individual can afford. AI is a very long ways off from being able to allow the average person to create the software they want unless they are willing to put a great deal of time into it, but it is almost good enough that the programmer can take the average person's idea and execute it at an affordable price. Probably only a year or two from when a capable programmer will be able to offer any small buisness a completely customized POS setup for what the cost of a canned industrial offering today; I will design your website and build you a POS system tailored to your needs and completely integrated with the website, and for a little more I can throw in the accounting and tax software. A bright dishwasher realizing they can make things work better for their employer might be the next billionaire revolutionizing commerce and the small buisness.

I have some programming ability and a lot of ideas but would happily hire someone to realize those ideas for me. The idea I have put the most time into, took me the better part of a year to sort out all the details of even with the help of AI, most programmers could have probably done it in a night and with AI could write the software in a few nights. I would have my software for an affordable price and they could stick it in their personal store so other could buy it. If I am productive with it and show its utility, they will sell more copies of it so they have an incentive to work with people like me and help me realize my ideas.

Programming is going to become a service instead of an industry, the craft of programming will be for sale instead of software.