Sure, that is still a ways off, but being able to hire a programmer to meet my personal modest software needs is almost there. Also, the needs of any company that required a hundred people and millions of dollars is very different from the needs of a small restaurant or the like; anyone with enough ambition to run a small restaurant can manage the accounting and taxes for that restaurant, the same can not be said for the sort of buisness you are describing. You are comparing an apple to an orange orchard.

Edit: Just noticed I said "any buisness", that was supposed to be "any small buisness." Edited the original post as well.