alt Hacker NewsCredit checks, and the 3 big companies that do it, are already pretty regulated. I don't think they're counted as data brokers that'll have to comply with Delete Act. Can anyone confirm?
Credit checks, and the 3 big companies that do it, are already pretty regulated. I don't think they're counted as data brokers that'll have to comply with Delete Act. Can anyone confirm?
update: Looked it up and this seems right. The credit bureaus have specific exemptions in the Delete Act, specifically because they're already covered by the "Fair Credit Reporting Act". But it does apply to adjacent "people search" features from the same credit bureaus.
Also you can't delete your own credit history data unless it's proved inaccurate. Though you can't delete freeze it.