alt Hacker NewsYou can't budget your way out of a genuine lowest-quintile income without going to ridiculous lengths that are more difficult than getting a higher-paid job.
You can absolutely reconsolidate and budget your way out of debt, though. Or budget your way to having a savings account when you're earning the median income.
Yes and can avoid debt in the first place so that when you are making more money it's not just going to interest payments