> like China invented social credit scores which are for social control and definitely not like US credit scores which are just good business sense
…yes. You don’t get your credit score dinged because you tweeted something naughty. You can be a felon with perfect credit.
Brah, some employers in the US check your credit score to make sure you are trustworthy enough.
Your credit score can be checked in multiple other situations that have nothing to do with you taking on debt, but still somehow your debt factors into the decision.
If you think there is no social control as part of this system, then you are just blind to the system you grew up in
You should read up on China's credit score. There are a lot of misinformations about it online. In effect, it does little more than the US credit scores that inspired it.