This is my bottleneck too. I'm all for paying artists, and the hustle of setting up self host doesn't bother me (maybe not for my wife though, who is way less tech-y than me and is in my spotify family plan.) But the benefit of tens of millions of music, a search away, is simply too much for me to give up. I do my annually retrospective in music, and Billie Eilish was my back-to-back favorite artist of the year. Without streaming service, I probably wouldn't have tried her music at the first place.