This is something I’ve been seeing for a while. As a teen that kept his 300 dollar paycheck in cash that money would last a very long time. Now I make a good 6 figures and was seeing my accounts spending way more than I should. It wasn’t big purchases it was 50 dollars here 200 hundred there. A subscription here and there. By the end of the month I would wrack 8k in spending.

Going line by line I learned how much I neglected these transactions being the source of my problem. Could I afford it? Yes. But saving and investing is a better vehicle for retirement early than these minor dopamine hits