> We are idiots who will bear the consequences of our own idiocy
This is just factually not true. Healthy people subsidize the unhealthy (even those made unhealthy by their own idiocy) to a truly absurd degree.
Well, the biggest consequences aren't financial, they're losing your quality of life, or your life itself.
Well, the biggest consequences aren't financial, they're losing your quality of life, or your life itself.