You're gong to throw away a life of living above fear if you focus on the 0.1%. And you'll never know what you were missing.
You can stay at home your whole life, avoid travel, avoid meeting people. From my experience (60+ years now) the best times of my life have involved taking those "chances".
Not traveling alone on foot in a country in which you barely speak the language does not mean staying shut in your house and never traveling at all and never meeting people. There is a middle ground.
Everything you said here is selfish, do you understand that?
"From my experience (60+ years now) the best times of my life have involved taking those "chances"."
You are not focused on giving, it is all about getting. And why is staying at home your whole life something looked down on? Just think of all the carbon it saves going into the atmosphere, if you can that is.
Me too. But is it the privilege of being large, male and white with a small but real family safety net? I specifically specified "vulnerable people" in my comment.