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finaardlast Friday at 5:56 PM3 repliesview on HN

I guess you can still do banking on your PC?

I stopped using banking apps on my phones a few years ago - they got more and more annoying, and I don't buy into the "the device is secure and should be used as a trust token". So I'm now back to banking only on my computer, with a hardware token for TAN generation.


Replies

fphlast Friday at 6:09 PM

Hardware tokens are not allowed in Europe to authorize certain operations such as bank transfers: you need a device that can show the operation you are about to authorize ("enter 123456 to confirm your payment of 99.99 € to Pornhub"). And that essentially means using a phone.

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phantom784last Friday at 6:00 PM

That probably means giving up the ability to mobile deposit checks - every bank I've ever had only allows that through their app.

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EvanAndersonlast Friday at 6:39 PM

Hyperbolic take - There won't be PCs, as we know them, for too much longer (both by way of being made into walled garden phone-like "appliances" by software, and by the hardware becoming unavailable).

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