alt Hacker News> By 2026, you'll need two phones...
Need? Unless and/or until the ability to log in and do your banking, healthcare, etc. via desktop/laptop goes away, then you don't need a phone to do any of that. Yes, 2FA may be required but in the tangential experience of myself, my partner and my two closest friends, we have multiple 2FA options available to us for our banking/healthcare apps that don't require a smartphone.
I see this point all the time - "You can't bank or do important life stuff without a phone!!!" and it's just, largely, bullshit. I don't do any "important life stuff" on my phone.
Beyond that, even if you had to have a phone to perform those tasks, I'd strongly argue that if you feel you need a second phone, then, and I know this will come off as reductive and unproductive, I think the idea of spending less time on your phone and on the internet, and more time "touching more grass" and interacting with the community and world immediately around you, might apply.
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Just because you don’t need it doesn’t mean other people don’t. Heck, I have no need for a rooted phone so I only use a normal phone, but I respect that others might need a rooted phone.
It depends on location. In my whereabouts banking and e-signing requires one of two 2FA solutions both are mobile-only.
Theoretically there is a third option with USB ID card reader to use certificate stored in ID card. But I never saw one used in practice. It’s a PITA to get those devices to work on anything beyond Windows. And they’re accepted in relatively few places.
You don’t do any important stuff on your phone. Others might not have the luxury.
Notably, in Vietnam people use QR payments a lot. If you want to interact with them by, say, paying at a small local restaurant, you’ll need a phone (or a stack of cash, and please do prepare change).