The part that needs disrupting is the billionaires who own insurance companies and demand profit from people's health .
The profit in insurance is the volume, not the margin. Disrupting it will not dramatically change outcomes, and will require changes to regulation, not business policy.
Profit is a small part of overall revenue.
The profit in insurance is the volume, not the margin. Disrupting it will not dramatically change outcomes, and will require changes to regulation, not business policy.