The inefficiency is the buying of yachts for billionaires.
Compare: Google's founders can buy all the yachts they could possibly eat, yet Google Searches are offered for free.
If we could get healthcare to that level, it would be great.
For a less extreme example: Wal-Mart and Amazon have made plenty of people very rich, and they charge customers for their goods; but their entrance into the markets have arguable brought down prices.
IDK, the owners of retail clothing chains buy yachts and yet that sector is jaw-droppingly efficient at delivering clothes to people. Executives can be annoying tools but I don't think their pay is the problem.