I am not sure what you are after, to be honest.
Restic is fantastic. And restic is complicated for someone who is not technical.
So there is a need to have something that works, even not in an optimal way, that saves people data.
Are you saying that Time Machine doe snot backup data correctly? But then there are other services that do.
Restic is not for the everyday Joe.
And to your point about "ignorant people" - it is as I was saying that you are an ignorant person because you do not create your own medicine, or produce your own electricity, or paint your own paintings, or build your own car. For a biochemist specializing in pharma (or Walt in Breaking Bad :)) you are an ignorant person unable to do the basic stuff: synthetizing paracetamol. It is a piece of cake.