I installed a 16.5kWp ground-mount array a month ago. I live in the US Northeast, in a mountainous location that means we get late sunrises and early sunsets. Nevertheless, based on my one month of data, it looks like we can generate all the power we need for our household on a sunny winter day, excluding electric vehicles. Even on overcast days, we can sometimes offset a significant portion of our usage. My locale does not have time-of-use rates, so there’s no point trying to do arbitrage for electricity prices. So right now I just have our battery configured for backup. My hope is that during the summer months I can reconfigure the system to use the battery to reduce grid reliance instead.
The expiring tax credits were what forced my hand. I’m the kind of person who likes to install things himself, and I probably would have gone that route for solar too, because the materials costs (sans battery) aren’t even half of the total cost.
Here in Europe, we got more than a month's worth of foggy, cloudy weather (something that looks like will keep being a thing), which is something I became painfully aware of as an owner of a solar setup.
No amount of battery banks can tide over such a long stretch.
By the way, let me ask you - considering your location, you must be getting a lot of snow, how do you deal with it, is it a problem? Panels are quite hard to reach on the roof.