You don’t have any savings in the bank, right? That money you’re hoarding could be buying mosquito nets to save lives - you’re killing people by not donating everything you have.
Why is that money I'm hoarding currently being devalued by tax cuts to the ultra-wealthy and bonuses paid out to ethnic cleanser shock troops?
Note the same, maybe if my bank account was equivalent to Elon Musk's it would be a fair argument but hardly the same to expect a shitposter to be equivalent to a man who is a billionaire.
There is no moral requirement for me to impoverish myself in response to an idiot cutting government/public spending on critical assistance to those in need.
There might be other moral imperatives which indicate that I ought to cash out the 401(k) and give it to people who need support, but this guy and his fucked up "DOGE" bullshit ain't it.