I mean, at least in the U.S., an "FSD System" can't (yet) be held fully liable and there's not enough legal precedent for it (atm) even if it could.

Thus, if you drive in the U.S., you're both stupid and irresponsible if you utilize any "FSD" system while you're behind the wheel. Note that this legally distinct from "autonomous self-driving" like Waymo.

I have zero doubt we'll eventually get there, but it's going to be quite some time (over a decade?) for real FSD to be ubiquitous enough for the requisite traffic law changes and for this stuff to have gone through enough legal challenges in the various state courts.