While delegating fund collection and disbursement to one organization reduces overhead for each project, the centralized nature of the setup can be asking for trouble.

Instead, why not accept the reality that 1) projects may charge for their offerings and 2) users may have to pay for such offerings? As a user, if a project's offering is useful to me, then I should be willing to pay for it. As a creator, if I want to get paid for my offering, then I should be willing to ask for it. An upside of such a change could be that we start being more focused and prudent about what we use and create.

Without such delegation, projects will have to do the heavy lifting in terms of collection of funds; features such as sponsorship in GH or setting up e-payments via Stripe or Paypay may help reduce this brunt.