A local .env should be safe to put on your T shirt and walk down times square.
Mysql user: test
Password: mypass123
Host: localhost
...
Create a symlink to .env from another file and ask cursor to refer it if name is the concern regarding cursor (I don't knowhow cursor does this stuff)
STRIPE_SECRET_KEY="op://81 Dev environment variables/Stripe - dev - API keys/STRIPE_SECRET_KEY"
https://developer.1password.com/docs/cli/