So now making 231k makes you worse off than someone making 230k? Why even have that threshold when it doesn't even exclude that many people, it just causes weird incentives.
Probably because in order to get it passed they had to have some cutoff because there was some people who would argue against it being free for everyone.
The article also mentions a 50% subsidy up to $310,000. The details aren’t spelled out, but subsidies like this often phase out gradually to avoid a cliff at the threshold.