Postgres is close.
Or (real) SQLite for reasonably scaled work.
I also like (old) .ini / TOML for small (bootstrap) config files / data exchange blobs a human might touch.
+
Re: PostgreSQL 'unfit' conversations.
I'd like some clearer examples of the desired transactions which don't fit well. After thinking about them in the background a bit I've started to suspect it might be an algorithmic / approach issue obscured by storage patterns that happen to be enabled by some other platforms which work 'at scale' supported by hardware (to a given point).
As an example of a pattern that might not perform well under PostgreSQL, something like lock-heavy multiple updates for flushing a transaction atomically. E.G. Bank Transaction Clearance like tasks. If every single double-entry booking requires it's own atomic transaction that clearly won't scale well in an ACID system. Rather the smaller grains of sand should be combined into a sandstone block / window of transactions which are processed at the same time and applied during the same overall update. The most obvious approach to this would be to switch from a no-intermediate values 'apply deduction and increment atomically' action to a versioned view of the global data state PLUS a 'pending transactions to apply' log / table (either/both can be sharded). At a given moment the transactions can be reconciled, for performance a cache for 'dirty' accounts can store the non-contested value of available balance.
I would say Sqlite is closer, you find it on every phone, browser, server. I bet Sqlite files will be still readable in 2100. And I love Postgres.