you need FAR less solar+battery for passive house tho. And AC in summer is essentially free. Of course, it all depends on area, if winters barely have any snow and summers are very hot the benefits of very insulated house are much slimmer

The old houses didn't overheat because the floor wasn't insulated all that well so the cold came from below. We could do something similar by just mounting heat pump ground loop under the house, before it is built, but today house developers want it cheap and quick so you pretty much can't find much of that and would have to do it on your own.

Other interesting system is using underground as a way to cool house air intake, just running pipes underground for several metres to get it to cool down in summer and heat up a bit in winter. But again, expensive thing compared to "just add more solar panels/battery storage and let AC handle it"